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Super Fund Residential & Commercial Property Investment
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1300 649 407
Copyright 2008 - SMSF Lending
Memorandum
'SMSF Lending.com', as
featured in 'Your Investment
Property' magazine
Ever since the Superannuation Industry (Supervision) Act 1993 (SIS Act) was amended in late 2007, SMSF Lending has been arranging Super Fund loans and the accompanying legal structure.
Our finance strategist has worked closely with the NTAA (National Tax & Accountants Association) and with his knowledge and expertise in this field, has consulted with their legal department to ensure their super fund deeds comply with the varying lender requirements.
Why choose us?
SMSF Lending will guide you through the maze of super fund lending products available in the market today.
By using our services you can be sure to get the best advice for your super fund loan and our experience in this field will also assist you in ensuring the legal structure is established correctly and at minimal cost.
A maximum 10% capital gains tax on sale of property if held for at least 12
months;
Potentially nil capital gains tax on sale of property if sold in pension phase;
Maximum of 15% tax on rental income;
All rental income received assists in paying off the mortgage loan;
Any expenses such as interest, council rates, insurance and maintenance may be claimed as tax deductions by the super fund , which potentially reduces the tax liability;
If you are a self employed business owner and currently own commercial
property, you can transfer this property into the super fund;
A great way to generate wealth for your retirement through tax effective super contributions;
Greater investment choices and control over your future;
The super fund can pay out or reduce the mortgage at any time (subject to the terms of the relevant loan);
Through gearing, the super fund can acquire real estate property for a greater
value than that of the funds 'net worth' other than the property acquired,
All other super fund assets are safe and cannot be touched by any lender due to the limited recours provisions in section 67 (4A) of the SIS (Superannuation Industry - Supervision) Act
Copyright 2008 - SMSF Lending
Wer offer a 'turn key' solution arranging both the loan approval, together with the accompanying legal structure.
Call us now to discuss in more detail the various options available to you, obligation free, phone 1300 649 407.