SMSF

lending

      Super Fund Residential & Commercial Property Investment

Call Now
1300 649 407

 

Copyright 2008 - SMSF Lending

Super Fund Borrowing 
      Memorandum

    'SMSF Lending.com', as   
 featured in 'Your Investment 
        Property' magazine


Ever since the Superannuation Industry (Supervision) Act 1993 (SIS Act) was amended in late 2007, SMSF Lending has been arranging Super Fund loans and the accompanying legal structure.

Our finance strategist has worked closely with the NTAA (National Tax & Accountants Association) and with his knowledge and expertise in this field, has consulted with their legal department to ensure their super fund deeds comply with the varying lender requirements.

Why choose us?

SMSF Lending will guide you through the maze of super fund lending products available in the market today.

By using our services you can be sure to get the best advice for your super fund loan and our experience in this field will also assist you in ensuring the legal structure is established correctly and at minimal cost.

SMSF

lending

      Super Fund Residential & Commercial Property Investment

Call Now
1300 649 407

Copyright 2008 - SMSF Lending

It's a simple loan that enables individuals to purchase residential property using their super superannuation funds for the deposit + transfer/s;

Complies with the Government Legislation (SIS Act - s67, 4A);

It is a Loan to the Super Fund to assist the acquisition of eligible income producing real property;


'Limited Recourse', meaning the lender cannot touch any other Super Fund assets other than the property held as security;

Loan to Value ratios generally up to 80% for residential and 65% for
commercial; 

Up to 5 years interest only repayments;

'Mortgage Offset' account available (with certain lenders).




A variable rate loan; or

A fixed rate loan, 1-5 years.

There are many Super Fund loan products readily
available in the market today, each with varying
points of differentiation relating to cost, credit
policy and structural requirements.
The Loan:
Loan products are restricted by nature and typically limited to:

Wer offer a 'turn key' solution arranging both the loan approval, together with the accompanying legal structure.

Call us now to discuss in more detail the various options available to you, obligation free, phone 1300 649 407.

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